Vehicle Repossession due to suspended drivers lisence - California?

Something doesn't seem right here. There is no way in hell they could repo a car over a suspended DL. Hell when I bought my first car I only had my learners permit and other than being awkward no one really cared. As for it being two weeks behind again that's highly unlikely. Are you sure you aren't 2 months or so behind on your payments? There is so much cost involved in the bank repoing a car that in either case they wouldn't do it from what you said. I would say the bank violated the loan agreement by taking the car without due right. If I were you I would contact a lawyer and have them handle this. As for late payments they would rather hit you with late fees and other stuff than take your car away. You didn't state your state but I don't think that matters though.